Wednesday, May 20, 2020

Ellisons Invisible Man Invisibility, Vision, and...

Ralph Ellison incorporates many symbols into this novel, each providing a unique perspective on the narrative and supporting the themes of invisibility, vision and identity. These themes can many times generally symbolize the strength of the subconscious mind. In this novel I think that there are several visions that symbolize the narrator’s escape from reality, seeking comfort in memories of his childhood or times at the college, often occurring as he fades into his music. Ellison coincidences dreams and reality to redefine the surrealistic nature of the narrator’s experience and to showcase the differences between the realities of black life and the myth of the American dream. ? One thing I saw a lot of in this novel is people†¦show more content†¦Treachery reinforces the ideas of blindness and invisibility, because any betrayal is essentially a sign that the betrayer willfully refuses to see his victim. The examples I found best were the narrator’s betrayals at the hands of the college (Dr. Bledsoe) and the Brotherhood (Brother Jack). Bledsoe poses as a figure representing the advancement of black Americans through education. In reality, however, he deliberately subordinates himself to whites and says that he would see every black man in America lynched before giving up his power. That he sends the narrator away with letters of supposed recommendation that, in reality, explicitly criticize the narrator demonstrates his objectionable desire to suppress black identity. The members of the Brotherhood betray the narrator in a number of deceptive ways, ranging from curbing his individuality to turning their backs on the problems of the poor blac ks in Harlem. Jack, specifically, betrays the narrator by posing as a compassionate and helpful friend while secretly harboring racist prejudice against him and using him as a tool for the advancement of the Brotherhood’s ends. This novel’s betrayals function through deceit and secrecy because for the most part, they are invisible, and the narrator is blind to them until it is too late. â€Å"And my problem was that I always tried to go in everyone’s way but my own. I have also been called one thing and then another while no one really wished to hear what I calledShow MoreRelatedInvisible Man By Ralph Ellison1908 Words   |  8 Pagesown works regarding their personal experiences. Ralph Ellison’s novel, Invisible Man, is considered to be a milestone that greatly contributed to a change in American literature. It transformed society’s view on African American struggles and black identity. He tells of young, college-educated African American man struggling in society as he experiences racial discrimination, invisibility to others and himself, and the struggle to find an identity. The novel expresses the narrator’s difficulty withRead MoreInvisible Man By Ralph Ellison1481 Words   |  6 PagesInvisible Man is a novel by Ralph Ellison, published in 1952. It addresses many of the social and intellectual issues facing African-Americans in the early twentieth century. This includes black nationalism, the relationship between black identity and Marxism, and the reformist racial policies of Booker T. Washington, as well as issues of individuality and personal identity. The grandson of slaves, Ralph Ellison was born in 1914 in Oklahoma City, Oklahoma, and was raised in Tulsa, Oklahoma. HisRead MoreThe Invisible Man by Ralph Ellison2489 Words   |  10 Pagesâ€Å"I AM AN invisible man.† A story of obstacles of durable struggle, but hope, and everlasting search for voice in a narrow-minded society; The Invisible Man by Ralph Ellison depicts the dehumanization and feeling of being ostracized in society, of one man. Imagine a time when everyone you encounter have a racial thought or credibility toward your own races, never considering the fact that who you are as a person does not matter worth a dime. You are better determines on shade of your skin which hideRead MoreSystematic Blind Man s Bluff : Identity Throug h Vision2109 Words   |  9 Pages Systematic Blind Man’s Bluff: Identity through Vision in The Invisible Man and Their Eyes Were Watching God In present day American society, African-Americans’ skin color makes them into targets -- of violence, prejudice, stereotyping, and potentially of victimization. Police are trained to racially profile in their work, and the byproduct of this has been devastating; in 2015 alone the police killed about 102 unarmed black people. These happenings have sparked national outcry over institutionalizedRead MoreRacism And Its Multidimensionality : A Road Block1795 Words   |  8 PagesLily Sanders Mr. Chan AP Literature 20 February 2017 Racism and its Multidimensionality: a Road Block in the Path to Self Discovery Ralph Waldo Ellison’s Invisible Man describes the plight of a black man growing up and coming to terms with his identity. The â€Å"invisible man† is not literally invisible, rather invisibility is used to describe the cultural implications of blackness and his inability to fit into stereotypical black molds. Some of the stereotypes that the narrator encounters areRead MoreAnalysis Of The Poem Battle Royal 1965 Words   |  8 Pages Ralph Ellison, author of â€Å"Battle Royal†, wrote this story from a first-person singular point-of-view. Throughout the story, the reader can easily interpret how the narrator’s level of self-awareness shifts. This highlights an important theme of identity and the true self. The narrator’s younger self was rather naà ¯ve, not aware of what was going on in the times in which he lived, whereas his present self was more knowing of his true self by the end of the story. The time period in which this story

Wednesday, May 6, 2020

Copyright Infringement Is The Unmistakable Reproduction Of...

Copyright infringement is the unmistakable reproduction of someone else’s intellectual property. To combat this issue, governments have passed many laws pertaining to the issue of online copyright and piracy, though, these laws have not stopped people from committing online internet crimes. However, those who commit copyright infringement online rarely know that they are committing a computer crime because of how easy technology has made it to reproduce someone else’s content. The consequence of committing copyright infringement can vary from minuscule to drastic, typically depending on how the two parties react. Regarding consequences, the ramifications that copyright, the creator of the content to lose revenue and reputation; but they can gain popularity. Organizations establish copyright rights over their intellectual property because companies are trying to protect and prevent the reproduction of their creation or content. On the other hand, there are many creators that do not know how to protect their property properly using copyright. This leads to the exploitation of their content because they are unprotected by copyright laws. In order to protect a creator’s content, the creator must apply for copyright protection, which lasts for a limited period of time. Dan Burk, in â€Å"Copyright†, explains a basic definition of copyright: â€Å"a legal framework that protects some forms of intellectual property.† (Burk) Without copyright policies, a creator’s property would not beShow MoreRelatedMarketing and E-commerce Business65852 Words   |  264 Pagesrespective suppliers hereby disclaim all warranties and conditions with regard to this information, including all warranties and conditions of merchantability, whether express, implied or statutory, fitness for a particular purpose, title and non-infringement. In no event shall Microsoft and/or its respective suppliers be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, whether in an action of contract, negligence or other

Financial Management DBS Bank

Question: Discuss about theFinancial Managementfor DBS Bank. Answer: DBS Bank Deposit Compared with OCBC and UOB The study reflects that Investors Service possess a variety of distinctions amongst the Singapores three major set of banks assets. These banks are DBS Bank Ltd, Oversea-Chinese Banking Corp Ltd and United Overseas Bank Limited, which ultimately leads to credit differentiation over the time. The report lays down that DBC, OCBC and UOB portrays strong similarity in financial fundamentals (Lai and Daniels 2015). These consist of vigorous quality of assets, better degree of capital adequacy with healthy funding and liquidity profiles. Consequently, their baseline assessment of credits is at the identical level representing the category, which stood highest among the global banks. According to the study in spite of powerful financial fundamentals of DBS, OCBC and UOB, there are several distinctions amid the three banks. It takes into the consideration the factors such as geographical mix, their changing needs for capital markets functions, sources of financial support constitution and challenges pertaining to the commencement of Basel III rules (Sufian and Kamarudin 2016). Banks different geographical mixes could maximise the risk of OCBC and DBS more than they would for UOB. The changing needs for functions associated with the capital markets increases the risk for DBS in greater proportion than for the OCBC and UOB (Lai and Daniels 2016). Talking about the structure of funding, DBS is placed in better position to derive benefit from the higher rates than OCBC and UOB. OCBC on the other hand, faces the greater amount of challenges related to deductions of capital under Basel III. Study suggests that all the three banks are growing their trans-nation dealings. UOBs proportionately bigger exposure to Singapore and lesser share of loans in banking market, which is regarded as riskier than Singapore in comparison to other nation such as China, Thailand and Indonesia (Chew 2015). This defines a lower exposure of country related risk when compared with OCBC and DBS. Reports have suggested that the three banks usually display a lower need for capital market functions. However, out of three, the market risk need for DBS is major and its incomes portray to some extent higher share of gains from trading activities in comparison to OCBC and UOB. Considering the structure of funding, reports says that higher rate of interest in the US and Singapore markets will lead to superior constructive consequences on DBS earnings, due to its better structure of financial support. Reports highlights that DBS cost of fund are lowest due to its larger share of low-growth consumer depo sits (Tong 2014). As for the OCBC, study reflects that banks proceeds are rather reliant upon the volatility of the monetary performance of its indemnity arm particularly the Great Eastern Holdings which is not rated. In spite of the prevalent of such kind of volatility higher amount of rate of interest will be optimistic in the fiscal performance of GEH (Tsui-Auch and Yoshikawa 2015). According to the reports, life insurance consists of lower risks and profits arising out of this division are connected with the amount of instability due to multifaceted bookkeeping rules. Based on the rules of Basel III, there is greater challenge of capital adequacy for OCBC in the upcoming years. This is due to the fact that OCBC is faced with deductions from CET1 capital for its investment in GEH whereas DBS and UOB faces relatively lesser deductions. It is noteworthy to denote that the financial strength of Singapores three local banks namely DBS, UOB and OCBC have make sure that they commonly share all the identical ratings however, in moving forward this could change. Several ratings agencies have reported that the credit assessment of banks may be different in moving forward because of several factors, which may create an impact on the degree of risk. It is worth mentioning that UOB greater amount of exposure to Singapore with reduced amount of shares in loans in the banking markets have led the ratings agency consider riskier than Singapore in comparison to China, Thailand and Indonesia (Tan, Huat and Ling 2016). This assist in reducing the degree of exposure to nation related risk in comparison to OCBC and DBS. The exposure in capital markets activities has led all the three banks to have booked a healthy trading gains since the outbreak of 2008-09 global financial crisis. It is noteworthy to denote that such kinds of gains are considered as more volatile in comparison to the wholesale consumer lending. This may lead to rise of risk for DBS since it relatively has greater amount of shares in trading gains in terms of the total income than OCBC and UOB. It should be noted that the United States based credit rating agencies have specifically pointed out that higher amount of interest rate in the US and Singapore markets (Maysami, Goby and Mensah 2014). This represents that DBS holds more benefit than OCBC and UOB. The reason behind such benefits is that DBS holds lower amount of cost of findings because of greater sum of low yielding customers deposits. This may lead to reduced amount of upward pressure on its funding cost in the rising environment of interest rate. The impact created by Base l III rules of capital will differ for the three banks however according to the reports OCBC is exposed to greater amount of risk because of capital deductions. As pointed out under the Basel III rules, banks holding non-consolidated insurance subsidiaries are under the obligation to subtract such investments from their ordinary equity first tier as stated under (CET1) capital. This represents that OCBC is under obligations of gradually cutting down its investment in Great Eastern Holdings, which is approximated to around $3.5 billion (Tsui-Auch and Yoshikawa 2015). Reports suggest that life insurance involves lower amount of risk and profits that are connected with the level of volatility partly due to the complex rules of accounting. The contributions made by the insurance segment to OCBC quarterly profits has been regarded as volatile which ranged between 5 to 32 per cent during their last eight quarters. Personal Reflection: The above stated differences of OCBC, UOB and DBS have been a learning curve. The study has helped me in understanding one common phenomenon, which apparent for each of the bank is the higher rate of interest on making deposits. Upon analysing the business of both the bank, it is found that DBS reported more similarity in laying down its fiscal fundamentals with better asset management than OCBC and UOB. I also understood from the study that there are number of differences among the Singapore three largest banks. The study has helped me to understand that the funding structure of DBS is much better than the two other banks. From the analysis, it is evident that all three banks have indulged themselves in the expansion of cross border business. The analysis also lays down that UOB holds large proportion of exposure in the Singapore market with lower amount of shares in the banking markets. The study has also helped me to understand that insurance posses lower level of risk, as profits are associated with fewer degree of volatility due to multifaceted accounting rules. I have also understood from the study that with the adoption of Basel III rules non-subsidized investment have enabled the subsidiaries to deduct the investment from their CET 1. Reference List: Chew, M., 2015.Leaders of Singapore. World Scientific. Lai, K.P. and Daniels, J.A., 2015. Banking on Finance in Singapore: The State-led Financialization of Banking Firms. Lai, K.P. and Daniels, J.A., 2016. Financialisation of Singaporean Banks and the Production of Variegated Financial Capitalism. Maysami, R.C., Goby, V.P. and Mensah, E.C., 2014. Enhanced Customer Satisfaction In The Wake Of Banking Liberalization: The Singaporean Case.International Journal of Business, Marketing, Decision Science,7(1). Sufian, F. and Kamarudin, F., 2016. Determinants of efficiency in the malaysian banking sector: Does bank origins matter?.Intellectual Economics,10(1), pp.38-54. Tan, L.H., Huat, T.C. and Ling, C.N.L., 2016. Pay for Performance: Is CEO Pay Aligned with Performance in Singapore?. Tong, C.K., 2014. Centripetal authority, differentiated networks: The social organization of Chinese firms in Singapore. InChinese Business(pp. 21-40). Springer Singapore. Tsui-Auch, L.S. and Yoshikawa, T., 2015. Institutional change versus resilience: A study of incorporation of independent directors in Singapore banks.Asian Business Management,14(2), pp.91-115.